The Financial Times reported Sunday that that United Kingdom comprehensive auto premiums were up 2 percent in the last three months of 2014.

The article cited a Confused.com-Towers Watson study of the fourth quarter of 2014. Prices also increased about the same amount in the third quarter, according to the study and the Financial Times.

Prices peaked to nearly $1,371 (900 pounds) in the second quarter of 2011, according to Confused.com, before plummeting until Q3 of 2014. They were $905.10 (594 pounds) on average in Q4.

The Financial Times indicated that the increase could be tied to the U.K.’s alleged “compensation culture” and lawyers milking phony “whiplash” claims.

Towers Watson U.K. property and casualty pricing leader Stephen Jones told the Financial Times the insurers were using the premiums to compensate for covering the whiplash claims.

Higher premiums could lead to fewer Britons getting comprehensive coverage, which is bad for auto shops. On the plus side, nobody seems to be blaming the price increases on the collision repair industry.

More information:

“Car insurance price war draws to a close”

Financial Times, Jan. 11, 2015

“Car insurance price increases pick up speed”

Confused.com