It is important to help consumers understand that just as every collision repair facility is not equal in the way of training, equipment, skillsets or even business practices, their auto insurance policies have unique traits that can impact their experience during a loss. In fact, having a solid understanding of policy differentiators may play a large role in how successful a consumer is in having an easy claims experience. While some policies may claim to save consumers varying percentages of premium dollars, at the time of the loss they could actually cost significantly more due to less coverage for repairs.

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CarInsurance.com, October 24, 2014